
Debt Relief
Real Help With Debt: What a Nonprofit Credit Counselor Actually Does
Free and low-cost help to make a plan for your debt, and how to tell a real counselor from a paid scam.
Today's edition · Monday, July 6, 2026
Plain-English guides to unclaimed money, benefits, and refunds, with official sources, every day.

Unclaimed Money
Old paychecks, deposits, and refunds get turned over to the state when a company loses track of you. Here is how to check your name for free.

Debt Relief
Free and low-cost help to make a plan for your debt, and how to tell a real counselor from a paid scam.

Housing Assistance
If your electric bill is climbing this July, there is a free federal program that helps low and moderate income families cover the cost of staying cool.

Government Benefits
Benefits.gov has a single questionnaire that checks you against dozens of federal and state programs. It is free, and no one should charge you to use it.

Debt Relief
The FTC just warned eight companies about false 'Made in USA' claims. Here is what the label really means and how to protect your dollars.

Tax Refunds
If you left money on the table on an old tax return, the IRS lets you correct it. Here is how to file an amended return, step by step, for free.

Debt Relief
Free and low-cost help to make a plan for your debt, and how to tell a real counselor from a paid scam.

Debt Relief
The FTC just warned eight companies about false 'Made in USA' claims. Here is what the label really means and how to protect your dollars.
One quick daily briefing on money and benefits you may be owed — free.