Missing Money? How to Search Every State for Cash With Your Name on It in 5 Minutes

There may be money waiting for you right now

Every state holds money that belongs to real people but never reached them. This is called unclaimed property. It can be an old paycheck, a forgotten deposit, a refund, or money from a closed account.

When a company cannot find you, it eventually turns the money over to your state. The state holds it and waits for you to claim it. There is no time limit to claim in most states, so old money can still be yours.

The best part: searching is free. You never have to pay anyone to look for your money or to claim it.

Why this is worth five minutes this September

Fall is a busy time for money news. Some states announce budget surplus relief checks, and estimated taxes are due in September. It is easy to lose track of what you are owed.

Unclaimed property is different from those one time checks. It is money that already has your name on it, sitting and waiting. A quick search costs you nothing and could turn up cash you forgot about.

You should also search for family members. Money for a spouse, parent, or child may be held too, and you may be able to claim it.

Watch out for people who charge a fee

Some companies offer to find your unclaimed money for a cut of it. You do not need them. The official state search and claim process is always free.

OpenFinancial is not a bank or a government agency. We just point you to the free, official tools so you can keep every dollar you are owed.

Every state runs its own unclaimed property program, and each one lets you search for free. Here is how to search yours.

Frequently asked questions

Does it cost anything to search or claim?

No. Searching on official state tools like MissingMoney.gov is free, and filing a claim with your state is free too. You never need to pay a finder.

How long do I have to claim my money?

Most states hold unclaimed property with no deadline, so old money can still be claimed. Rules vary, so check your state's official site.

Can I search for a family member?

Yes. You can search any name. To claim money for someone else, like a deceased relative, the state will ask for documents proving your right to it.

Is OpenFinancial the government?

No. We are a free resource that helps you find money you are owed and points you to the official, free government tools.