Forgotten Savings Bonds in Your Family's Name? Here Is How to Search for Free

There may be money waiting from a bond nobody cashed

Savings bonds used to be a classic gift. Grandparents bought them for new babies. Parents tucked them away for graduation. Then life got busy, and many of those bonds were never cashed.

If a bond matured and no one redeemed it, that money did not disappear. It may still be waiting to be claimed by you or your family.

The good news: searching for it is free. You never have to pay a company to look for money that is already yours.

What changed in 2025

For years, the U.S. Treasury ran an online tool called Treasury Hunt that let you search for lost or matured savings bonds. As of September 30, 2025, that tool is no longer available.

This change came from the SECURE Act 2.0, a federal law. It changed how people find and claim unredeemed or matured Treasury securities.

Now, inquiries about unclaimed Treasury securities are handled through each state's unclaimed property program. States can securely access Treasury's database and help you with claims, including bonds that may have already been transferred to the state.

Where to look now

The official place to start is unclaimed.org. This site is run by the National Association of Unclaimed Property Administrators (NAUPA). It points you to your state's official unclaimed property office.

From there, your state office can search for matured, unredeemed savings bonds and other Treasury securities in your name or a family member's name.

This is a free government process. No paid middleman is needed to help you search or file a claim.

Frequently asked questions

Is it free to search for unclaimed savings bonds?

Yes. Searching through unclaimed.org and your state's unclaimed property office is free. You never need to pay a company to find or claim money that belongs to you or your family.

What if I don't know which state to search?

Start with the state where the original purchaser lived at the time the bond was bought, or where the bond was likely issued. Your state office can help guide you.

What documents will I need?

You may need the full legal name of the purchaser or heir, the state of residence at the time of purchase or last known address, and supporting documents like proof of identity, proof of relationship, or a death certificate.

Can I still use the old Treasury Hunt tool?

No. The Treasury Hunt tool was retired on September 30, 2025. Searches now go through state unclaimed property programs, starting at unclaimed.org.