Free Help Paying Your Summer Cooling Bills Before Back-to-School Costs Hit

There is real help for hot-weather energy bills

August is a tough month for a lot of families. The air conditioner is running nonstop, and back-to-school costs are landing at the same time. It can feel like the money is going two ways at once.

Here is some good news. There is a federal program built for exactly this problem. It is called the Low Income Home Energy Assistance Program, often shortened to LIHEAP. It helps households pay heating and cooling bills.

Many people think of LIHEAP only for winter heat. But it can also help with summer cooling costs in many states. If your electric bill has jumped this summer, this is worth a look.

What LIHEAP can help cover

LIHEAP is run by the U.S. Department of Health and Human Services and delivered through your state or tribe. Because each state runs its own version, the exact help depends on where you live.

Depending on your state, LIHEAP may help pay part of your energy bill, help if your power was shut off or is about to be, or help repair or replace a broken cooling unit.

This money is meant to keep your home safe and livable in the heat. Freeing up even part of your electric bill can leave more room for school clothes, supplies, and fees.

Watch for a real, dated public comment window (not about your benefits)

You may see news about a federal notice from the IRS dated August 26, 2026, about a chemical called MDI and the Superfund tax. That notice asks for public comments by October 26, 2026.

This is a tax and chemicals matter. It does not change your energy bill help or your eligibility for LIHEAP. We mention it only so you are not confused if you come across it while searching official pages.

The takeaway: if you need help with summer cooling costs, focus on LIHEAP through your state. Every state has its own program, and here is how to search yours for free.

Frequently asked questions

Does LIHEAP really help with summer air conditioning bills?

In many states, yes. LIHEAP can help with cooling costs, not just winter heat. Because each state runs its own program, ask your local LIHEAP office what summer help is available.

How much does it cost to apply?

Nothing. Applying for LIHEAP through your state is free. You never need to pay a company or middleman to apply for a government program.

Is the IRS notice about MDI going to change my benefits?

No. That notice is about a chemical tax and public comments due October 26, 2026. It does not affect LIHEAP or your eligibility for energy help.

What if my power is already shut off or about to be?

Ask your local LIHEAP office about crisis or emergency help right away. Many states have faster help when your power is at risk.