Tax Refunds

Five Minutes to Find Cash Your State May Be Holding for You

States are sitting on money that belongs to real people. Searching for your name is free, and this guide shows you how.

Five Minutes to Find Cash Your State May Be Holding for You

There may be money with your name on it

Every state holds what is called unclaimed property. This is money that got separated from the people it belongs to.

It can be an old paycheck, a forgotten security deposit, a refund from a utility company, or money left in a closed bank account.

Businesses that lose track of you are required to turn that money over to the state. The state then holds it and waits for you to claim it.

This is your money. Searching for it costs nothing, and you never have to pay a fee to get it back.

Why August is a good time to look

Back-to-school season stretches many family budgets. Uniforms, supplies, and fees add up fast.

Taking five minutes to search for unclaimed property could turn up money you did not know you had.

Even if you find a small amount, it is still yours. And it is worth checking for every adult in your household.

Watch out for people who want a cut

Some companies offer to find your unclaimed money for you and then take a percentage. You do not need them.

The official state search is free, and claiming your money through the state is free.

OpenFinancial is not a government agency and cannot claim money for you. We just point you to the free official path.

Every state runs its own unclaimed property program. If you have lived in more than one state, search each one. Here is how to search yours for free.

Frequently asked questions

Is it really free to search and claim?
Yes. The official state search and claim process is free. You never have to pay a company to find or release your money.
How long does a claim take?
It varies by state. Some claims are quick and some take longer while the state checks your identity. No one can guarantee a specific speed.
What if I have moved between states?
Search every state where you have lived. Each state keeps its own records, so money could be waiting in more than one place.
Can OpenFinancial claim the money for me?
No. We are not a government agency and cannot file claims. We simply show you the free, official path to do it yourself.

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