Lower Your Energy Bill Before Back-to-School Costs Pile Up
There is a free federal program that helps families pay their energy bills. Here is how to apply this week, before school costs stack up.

Real help with your energy bill, and it is free
August is expensive. School supplies, clothes, and fees all land at once. Your energy bill does not slow down to make room for them.
There is help. It is called LIHEAP, the Low Income Home Energy Assistance Program. It helps families pay their heating and cooling bills. The program is run by the U.S. Department of Health and Human Services and delivered through your state.
This money is meant for people like you. Applying is free. You never have to pay a middleman to get LIHEAP. If someone asks you for a fee to apply, that is a warning sign.
What LIHEAP can help with
LIHEAP can help pay your home energy bills. This can include cooling in the summer and heating in the colder months.
Some states also help with energy crises, like a shut-off notice, and small repairs to heating or cooling equipment. What is offered depends on where you live.
Each state sets its own rules, its own income limits, and its own application dates. So the exact help you can get depends on your state's program.
Who usually qualifies
LIHEAP is for low and moderate income households. Your income, your household size, and your energy costs are usually part of how eligibility is decided.
If you already get other benefits like SNAP or SSI, you may find it easier to qualify. Your state office can tell you.
Do not rule yourself out. Many families who could get help never apply because they assume they earn too much. It is worth checking.
Frequently asked questions
- Does it cost anything to apply for LIHEAP?
- No. Applying is free through your state's official program. You never need to pay a company to apply for you. If someone asks for a fee, treat it as a red flag.
- Can LIHEAP help with summer cooling bills?
- In many states, yes. LIHEAP can help with cooling costs as well as heating. What is offered depends on your state, so ask your local office.
- How do I find my state's program?
- Start at the HHS LIHEAP page, then use Energyhelp.us to find the office and phone number for your state.
- What if my state has run out of funds?
- Funds can be limited, so apply early. Ask your state office when applications open again and whether crisis help is available for shut-off notices.
Sources
More in Housing Assistance

Housing Assistance
Know What Your Rent Should Cost: Look Up HUD's Fair Market Rent for Your County
HUD publishes a rent estimate for every county in the country. It shapes what your housing voucher covers, and you can look yours up for free.

Housing Assistance
Get Help With Your Heating Bill Before the Cold Arrives
Fall is the time to sign up for home energy help. Applying now can mean your heating costs are covered before winter hits.

Housing Assistance
Real Help With Your Heating Bill Is Free: How to Spot LIHEAP Scams
As heating season nears, scammers pretend to be the energy bill help program. The real one never asks you to pay.
Get OpenFinancial in your inbox
One quick daily briefing on money and benefits you may be owed — free.