HUD's Section 3 Rule: How Housing Projects Can Open Jobs for Low Income Workers

There is work set aside for people with low incomes

If you have a low or very low income, there is a federal rule that may help you get hired. It is called Section 3. It comes from the U.S. Department of Housing and Urban Development (HUD).

The idea is simple. When federal money pays for housing or community projects, some of the jobs and contracts should go to people who need them most. That means local residents with low incomes and the small businesses that hire them.

HUD sets goals, called benchmarks, for how much of this work should reach Section 3 workers. HUD just published an update to these benchmarks in the Federal Register on October 5, 2026.

Who Section 3 is meant to help

Section 3 is aimed at low income and very low income people. It also supports eligible businesses that hire these workers.

The goal is economic opportunity. That can mean jobs, training, and contracts tied to HUD funded projects in your community.

You do not pay anything to be considered as a Section 3 worker. This is a federal program, and official programs are always free to use. No paid middleman can get you in faster.

What is happening right now

HUD published this notice (Docket No. FR-6622-N-01) on October 5, 2026. It updates the benchmark goals first set in 2023.

The rule takes effect November 4, 2026. HUD is also asking the public to comment on the benchmark goals. That comment period ends December 4, 2026.

You can read the full notice and share your thoughts on Regulations.gov. Anyone can comment, and it costs nothing.

How to find Section 3 work near you

Section 3 work happens through local housing agencies and the contractors they hire. Your best starting point is your local public housing authority (PHA) or your city or county housing office.

Ask whether they have HUD funded projects and how to register as a Section 3 worker or business. HUD's website lists housing agencies by state and explains the program in plain language.

Checking is free. You should never pay a fee to apply for a government job program.

Frequently asked questions

Does Section 3 cost anything to join?

No. Section 3 is a free federal program. You register through your local housing agency or HUD, and no one should charge you a fee to apply.

Who qualifies as a Section 3 worker?

Section 3 is meant for low income and very low income people. Your local public housing authority can tell you exactly how to qualify and register.

How do I find Section 3 jobs near me?

Start with your local public housing authority or city housing office. Ask about HUD funded projects and how to register as a Section 3 worker or business.

Can I comment on the new HUD rule?

Yes. Anyone can comment for free on Regulations.gov by searching Docket FR-6622-N-01. The comment period closes December 4, 2026.